Could someone correct the mistakes in this paragraph
this is necessary to me

The paragraph

Because I live within my means, when I read this sentences "A job loss or serious illness could wipe you out in a few weeks". I knew how I living by bad financial. Therefore, I should change my financial. This mean I have to make a short-term and a long-term goal. My short-term goal is to start living below my means. In addition, my long-term goals is to build own house.
To achieve my goals, First I`ve started sticking to a monthly budget, I think it`ll be easy to decided what things that should I spend for. Moreover, to avoid spend money on things these are not necessary. Second, I`ll cut way back on my spending. Third I`ll cancel my second cell phone (MTN). Still on Yemenmopile line. Next, I`ll try to put something away into saving, to saved enough money for something emergency. Then spend as little on a qat as I can, and more than this, I`ll try to chew qat 3 times a week. To build my own house, after 2 years, I`ll have put away enough cash for a down payment.
I`ll have enough money money when I really need it. Moreover, In 2012, I hope to have built my house.

Living Below my means

When I read this sentence “A job loss or serious illness could wipe you out in a few weeks”, it hits home because I am living within my means. I know (or you can “I can see”) how I live with a bad financial situation, therefore, I should make a change!. This means I have to make a short-term and long-term goals. My short term goal is to start living below my means. In addition, my long-term goal is to build my own house.
In order to achieve my goals, First, I have to stick to a monthly fixed budget which I think will enables me to decide what things I should spend my money for. Secondly, I must avoid spending my money on things that are not necessary which will ultimately cut way back on my spending ( or you can say “ ultimately reduce my spending“). After that, I will cancel my second mobile line (MTN) and continue using the Yemen mobile line. What is more, I will try to put some money away into saving for emergency situations. Moreover, I will spend less on a qat as I am going to try chewing qat three times a week. In two years period, I will have to put away enough cash for a down payment so I can have money when I need it the most (or you can say “when I really need it “). Finally, By the year2012, I hope to have built my own house

Please: for the shaded written words in red, may you translate them into arabic cause i didnot understand them very well .... i hope that you will provide me with that as soon as possible so i will provide you with right translation and correction